Kuredi is part of PT Mobile Stone Indonesia as one of the financial digital companies in the Asian region that provides short-term microfinance services.
We dedicate ourselves as financial services in Indonesia through our online platform and allow us to efficiently approve eligible borrowers. The Kurediteam consists of experienced practitioners in their field to create financial services that facilitate society, provide fair opportunities and create good credit habits for users
On current stage, you can submit for the following amount Rp 500,000, - or Rp 1,000,000,-
You can submit application and borrow for 7 days or 14 days
We guarantee that we will not leak your personal information to a third party without your consent (with the exception of overdue repayment and providing services)
Kuredi dedicated to comply with the OJK (Financial Services Authority) regulation POJK no. 77/POJK.01/2016
User of Fintech Lending have to read and understand the information. Use it is a manifestation and proof of the user's understanding so that all risks and consequences of the law are fully borne by the agreed party.
Prior to utilizing Fintech Lending, the Borrower must consider the interest rate on the loan and other costs in accordance with its ability to repay the loan. Every cheating is recorded digitally in cyberspace and can be known to the public at social media and can be a legal legal proof according to the rules of information and electronic transactions in the process of dispute resolution and law enforcement.
The Government, in this case the Financial Services Authority, shall not be liable for any breach or non-compliance by the User, either the Lender or the Borrower (either by User's intent or negligence) of the provisions of the laws and regulations or agreements or agreements between the platform and the Lender / or Loan Receiver.
Our system will process your application within 24 hours. If you have successful repayment record in our system, the next loan application will be processed more quickly.
If system approves your loan application, the money will be transferred into your bank account immediately (Note : Based on the bank operational system)
No. Apply loan in Kuredi is unsecured loans and no credit card requirements.
The amount of the service charge imposed by Kuredi is 1% per day calculated based on the term that you have choose. Retention customer will have lower service charge 0.7% per day as our appreciation for good credit habit and our mission to give more financial inclusion
We are very sorry for the inconvenience. Your credit scores are insufficient,therefore, your loan application did not get our approval. The system uses automated reviewing through big data analysis. And we suggest you to apply after you complete and provide the appropriate data
We assess your loan based on your previous borrowing records and third partydata along with the data you provide us for verification of whether it is valid or not
Service fees are the risk and operational costs that we use to provide the best service to our customers. Service fees will be lower if repaid on time.
The late fee will apply when the customer does not pay the obligation to pay by the due date. This fee will be automatically added to the bill amount to be paid. Please always check the due date to avoid late payment.
We have several payment channel for your convenient included pay by any Bank using Virtual Account, and payment by minimarket such as Alfamart, Alfamidi, Alfaexpress, Lawson and Dandan.
Yes, you can borrow after complete your repayment and the loan will be disbursed more quickly
We are sorry to inform you that you can't have two loans at the same time.
We encourage you to complete your repayment then borrow again
We support early loan repayment. After you receive the money, your app will have several payment channel that you can choose based on the convenient channel you need
There will be overdue fee if you overdue and will be increased day by day. Long term overdue will be recorded to the national credit archives. To avoid overdue fee and keep good credit record, please repay the loan in time.
For the details of the clauses, please refer to the loan agreement. If there is a serious violation, we are allowed to publish your personal information, and at the same time you will not be allowed to apply for a loan in the future.
If you have difficult in repayment, please tell our customer service in advance to do consultation
Please call our customer service hotline to cancel your loan application and inform your name along with the telephone number that you use for registration
Please change to use another repayment channel or call our customer service hotline.
You can click the "forgot password" icon when you require to input password and follow the steps
Our currently product only targets customer that comply with the loan requirement. For more information, please read the requirement for who can apply
Please make sure you fill with the correct information, and then make sure your internet connection well, and have brighter place. If still not working, please call our customer service.
We provide several channel such as online chat to help you solve your problem sooner
Our operational time is Monday - Friday on 08.00-17.00