Kuredi dedicated to supporting the world a more transparent and open, especially in the financial services industry.
We maintain the privacy of our users very seriously and is fully committed. Scroll to the bottom of this page to learn what personal information we collect from users, how we collect and use it, how we protect it and how we share personal information. We do not share personal information users or former users of exception for everyday business purposes such as verifying the identity or eligibility status for our loan products, to process transactions, maintain your account, respond to court orders and legal investigations, or report to the OJK.
What types of personal information we collect, how we collect and how we use it.
Kuredi collect users' personal information that you submitted to us via the app, and use information from the use of applications that are generated automatically by the user as they interact with other applications or any information accessed through an application programming interface (API).
How and what personal information we collect
Types of personal information we collect may include:
How do we use personal information
The information we collect about you will be stored electronically and used for various purposes as follows:
By visiting our mobile app, you acknowledge and agree that you have the right to ask us how the processing of personal data that may be used for marketing purposes (if any). We usually inform you (before we start collecting your data) if we want to use the data for this purpose.
How do we protect users' personal information
Kuredi protect your information with the latest Internet technology.
We will stick to existing safety standards in the industry, to ensure that your information is safe and secure, and perform access restrictions to protect you from fraud. All types of payment transactions as well as inputting personal information on the registration page will be encrypted using the technology of 128-bit secure socket layer (SSL). When we give (or you have chosen) a password which enables you to access our mobile application, you are responsible for protecting your account access code, including username and password, so that others can not access your account.
Keep in mind, the process of information via the internet is not completely secure. Although we have done our best to protect your personal data, we can not guarantee the security of your data are sent through our application, any shipment is to be your responsibility. When we have received your information, we will use procedures and security features layered in an effort to prevent unauthorized access.
Kuredi using computer protection such as firewalls and data encryption, as well as access to personal information to employees who need it to fulfill their job responsibilities. Our data is encrypted before, during and after submitted, for the best protection for your personal information. Only authorized personnel can access the data and they have to pass some form of identity verification before accessing any information.
We comply with data protection law-abiding people in Indonesia and fully conscious to comply with and give respect.
Your Information Sharing
We may share your personal information for the partners, agents, service providers, borrowers and members of our group company that has contracted, which help certain parts of our business operations, including the evaluation of lending, service users, payments, fraud prevention, secure data storage , billing and other similar services. This can include such information as follows:
Social Networking Media
During applying for loans to Kuredi, we may ask you to grant permission to access social media accounts such as Facebook, Twitter, Google+, and / or LinkedIn and other internet platforms. You must understand that the provision of data access to social media accounts belonging to you will increase the chance that you get a loan from us, but this is not mandatory. Furthermore, you are allowed to continue the loan application without such data.
Given that you may provide access to social media accounts belong to, you have to understand that we only use the data with the aim of:
You also agree that if you explicitly allow us to access your social media account information, with it also explicitly allow social networking media, as applicable, to share and send that information to us.
We will not use your information for other purposes not listed above, including but not limited to:
To be registered with us you must be aged 21 years or more. If not eligible age, then you are not allowed to use our services.