Terms and Conditions Kuredi

Kuredi committed for give full transparency and we want to ensure that our customers have access to all important information for make most responsible loans decision for meet their needs

Lastly Updated: May 18, 2018

INTRODUCTION

We publish terms and conditions ("Terms and Conditions") so that everyone can see it every moment. By use our app or filed something product or services Kuredi. You agree the terms and conditions set out below. This terms and conditions is law agreement between you and PT Mobile Stone Indonesia which use Kuredi as brand and covers all aspect use Kuredi application, included all pages and features , and, as far as no replaced by terms and conditions on every contract that we may agree with you, from every product or services we provide for you.

If one of Terms and Conditions this no sign in sense, please consult with expert law for clarification.

NOTICE

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING OR USING OUR APPLICATIONS AND EVERY PAGE WITH ITS FEATURES (" APPLICATION OF KUREDI "), YOU AGREE TO BE BOUND BY TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, YOU SHOULD LEAVE THE SITE NOW. IF ANY TIME YOU DO NOT AGREE WITH CONDITIONS AND CONDITIONS, YOU MUST IMMEDIATELY STOP THE USE OF THIS WEBSITE.

1. Feasibility; Persona

Products and services offered through application we are not available for the people below age 21 or people who are not citizens of Indonesia , by visa or otherwise . BY CLICKING ANY BUTTON OR WITH KSES, BROWSING OR USING THE WEBSITE AND THE APPLICATION OF KUREDI, YOU REPRESENT AND WARRANT TO US THAT YOU ARE LEAST 21 YEARS AND IS INDONESIA LEGAL CITIZEN.

Kuredi has make commitment for protect privacy those who visit application us and access products and services available in it. Kuredi Private Policy joined here as reference.

2. Registration: Account Responsibilities

Specific area in Kuredi sites & apps (hereafter called "Kuredi ," "this sites & apps " or " our Sites & apps ") may accessed only for account holder who has registered . In order for access registered- accountholder area from Kuredi, you will need user name and password that you have created. You acknowledge that use name user and password is form of adequate security. You are responsible answer for (1) authorization, monitoring, control access and maintain secrecy of username and password, (2) allow others to use user name or password, (3) cost or damage which may be incurred as effect from your negligence for keep secrecy name username and password, and (4) immediately inform to Kuredi on written from needs for disable username because security or problem others. Kuredi will not responsible on all damage associated with theft username or password, disclosure username or password, or your authorization for allows another person or entity to access and use Kuredi usename or password. You must tell Kuredi soon about every usage that is not legitimate from name users or password and violation secrecy. Before Kuredi receive notice this of you, you will responsible answer on all damage next from use name users on Kuredi.

3. Agree contacted by Phone, Email, Postal Mail

By send information of your contacts to us, you on assertive has agree for contacted by us via phone, email or even postal mail if you have use features block from other institutions.

Related with your loan, we might need or want contacted you from time to time based on your account or loan you have start or complete the application process. By register for Kuredi account or early A pp applications in our every loan or service , you agree for contacted by us with notice written, e-mail, text , or telephone , and, in connection with call telephone , you agree use recorded / message sound artificial and / or device call automatic , every number the associated phone with account Your Kuredi , including number telephone mobile that can result cost to you, or at an email address or address the letter that we are have for you on our record or from public and non public databases others we on legitimate could access . Which is allowed by law , we can also contact other possible people could provide field work updated , location , and information contact for you.

4. ​Intellectual Property

Websites and Kuredi applications, content, all downloadable materials , and all intellectual property with or contained in our Sites & apps ( including however no limited to rights copyright , patent, database rights , graphics , design , text , logo, trade , brand trade and brands service ) owned by Kuredi or third party ; all rights , ownership and interests in it will permanent be property of Kuredi and / or as owner of third party, as applied. All content protected by characteristics brand, copyright, proprietary and trademark law, as well as various law about intellectual property and other no healthy competition

You are authorized for view and save copy from pages of sites and apps, for use of non- commercial. You can see and create copy of the relevant documents, pages, images or other material on Sites & apps if intended for do business with Kuredi. You agree that you will not duplicate, publish, hack, modify , create creation derivative from, avoid/seek slit security , participate in transfers, posting on the World Wide Web, or with way any distribute or exploit this site , or whatever part from Sites & apps, for publication or commercial use without approval written from Kuredi . Besides that, you agree that you ( i ) will not remove or change author , brand trade or notice others ownership or legend which is displayed in the Sites & apps this ( or the printed page generated from Sites & apps this ), and (ii) no will make another modification for every documents obtained from Sites & apps this besides related with complete information required for transact business with Kuredi.

5. Material and Information usage

The information and materials contained in this pages, and the terms, conditions, and descriptions that appear, may changed. Misuse of websites, applications and Kuredi system (including, however no limited to, misuse information posted on application) greatly prohibited . No all products and services are available in all areas on geographical. You are fulfilling requirements for products and services certain, subject to decision end by Kuredi and / or affiliates.

6. Links

THIS APPLICATION MAY CONTAIN LINKS TO APPLICATIONS WHICH CONTROLLED OR OFFERED BY THE THIRD PARTY (NON-AFFILIATION OF THE KUREDI). KUREDI HEREBY DISCLAIMS LIABILITY FOR, ANY INFORMATION, MATERIALS, PRODUCTS OR SERVICES POSTED OR OFFERED IN ONE THIRD PARTY PLATFORM RELATED TO THIS APPLICATION. BY CREATING LINKS TO THIRD PARTY APPLICATIONS , THE CURRENT IS NOT SUPPORTING OR RECOMMENDING THE PRODUCT AND THE SERVICES OFFERED OR INFORMATION IN THE APPLICATIONS , OR ALSO RESPONSIBLE FOR THE FAILURE OF THE PRODUCT AND SERVICES THAT SUPPLY OR ADVERTISED IN THEIR APPLICATION . THIRD PARTY MAY HAVE A DIFFERENT PRIVACY POLICY FROM THE RATE AND SECURITY OF THIRD PARTY WEBSITE MAY BE LESS COMPARE WITH KUREDI OWNED.

7. NO WARRANTY​

THIS INFORMATION AND MATERIAL CONTAINED IN THIS SITE & APPLICATIONS , INCLUDING TEXT, IMAGES, LINKS OR ANY OTHER ITEMS PROVIDED " AS IS ", "AS AVAILABLE". KUREDI NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY RESPONSIBLE FOR ERRORS OR NEGLIGENCE THEM. NO WARRANTIES OF ANY KIND, IMPLIED, OR WRITTEN BY LAW INCLUDING BUT NOT LIMITED TO NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM OF THE COMPUTER VIRUS, GIVEN WITH INFORMATION AND MATERIALS.

8. LIMITATION OF RESPONSIBILITY

KUREDI SHALL NOT BE RESPONSIBLE IN THE EVENT OF ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING RELATED TO THE SITES & APPLICATIONS OR ANY SITES LINKED TO OR USE OF OR INABILITY TO USE BY USER, OR RELATED THE FAILURE OF PERFORMANCE, ERROR, NEGLIGENCE, INTERRUPTION, DEFECT, DELAY IN THE OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF WE KUREDI OR REPRESENTATIVE, HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES, LOSSES OR COSTS.

9. COMPLIANCE

All information submitted to Kuredi through sites & apps this will considered and fixed property of Kuredi , and Kuredi free for using, for aim anything, ideas, concepts, knowledge or techniques contained in information visitors of application. Kuredi will not charged obligations secrecy about information submitted except as it is on assertive Approved on written by Kuredi or as they are special required by law.

10. Availability

This sites and apps not intended for distribute, or used by, any person or entity within jurisdiction or country where distribution or use will contradict with law or regulations local.

11. Additional term

Certain part or page from this sites and apps maybe contain additional terms and conditions. In conflicts event, additional terms and conditions will set for parts or certain page. Without limit general character from statements above, each disputes relating with loan Kuredi charged resolution by arbitration on exclusive on demand party anywhere deep and appropriate with agreement the applicable loan. Kuredi work hard for offer products and services that are useful and hindered dependable ; However , Kuredi no provide , support , or ensure this no affiliated third party product, service , or information, nor ensure the accuracy. Kuredi not responsible on failure of third party related with advertising, services, and product information.

Kuredi work hard for offer products and services that are useful and hindered dependable ; However , Kuredi no provide , support , or ensure this no affiliated third party product, service , or information, nor ensure the accuracy. Kuredi not responsible on failure of third party related with advertising, services, and product information.

12. Law of government

Terms and Conditions this determined and translated corresponding with regulations of Republic Indonesia government. The parties, subject to non- exclusive jurisdiction from West Jakarta District Court. This agreement could only apply in court anywhere in every competent jurisdiction as we can specify at any time.